When first time home buyers ask me what needs to be done to buy their first home I always tell them to contact a local lender. Knowing how much how you can afford, and understanding all the different things that can increase or decrease your payment will help you decide what your budget is. I mention local because before I was a real estate agent I always thought that the large national banks would give me a better deal, and who doesn't love a deal. What I have learned is that many of your local banks are very competitive when it comes to fees and rates, and many times you are paying less fees when you use a local lender. Another benefit of using a local bank or lender is that they know Cheyenne's housing market , rules and regulations, the knowledge and experience makes it much easier on the buyer and seller because they know what to expect with the appraisals, inspections etc. Check out this great explanation on the mortgage process from a great local lender here in Cheyenne. Mortgage Process Explanation
Hello, thanks so much for stopping by! Let me tell you a little bit about me. I grew up in Richland Washington, the home of the Richland Bombers, our high school mascot was actually a bomb, as crazy a....